● REGULATORY GOVERNANCE // PLATFORM & COMMERCIAL CARD TERMS
Platform Terms of Service, Sweep Custody & Non-Fiduciary Notice
Effective October 2026 · Structural B2B FinTech Terms Template.
01. FinTech Software Platform — Not a Chartered Bank
Meridian Ledger is a financial technology software template. In live FinTech deployments, banking, card issuing, and brokerage custody services must be provided by regulated partner banks and SEC/FINRA-registered custodians.
02. Illustrative Yield & Cashback Calculations
All APY figures (including 5.28% US T-Bill benchmarks), card rebate percentages, and ERP labor savings shown in MeridianCashbackAndYieldSimulator are illustrative estimates and do not constitute investment advice or guaranteed return.
03. Commercial Business Purpose Only
Corporate accounts, virtual cards, and liquidity sweeps are designed strictly for verified commercial entities and may not be used for consumer or personal household banking.
01 // MERIDIAN LEDGER
Automated US Treasury T-Bill sweeps (5.28% APY), 1.75% corporate card rebates, and bi-directional NetSuite & Intacct reconciliation.
Same-Day Corporate KYB →
02 // TREASURY PLATFORM
Treasury Command (/)
Platform Modules
Platform Pricing
CFO Yield Simulator
Treasury Benchmark LP
03 // INSTITUTIONAL PROOF
CFO Customer Stories
Macro & ERP Briefings
Custody & Leadership
Open FinTech Roles
Treasury Advisor Desk
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SOC-2 TYPE II · PCI-DSS LEVEL 1 · ILLUSTRATIVE FINTECH TEMPLATE