MERIDIAN LEDGER

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Treasury Benchmark →

FINTECH TREASURY & SPEND OS · 5.28% SOVEREIGN T-BILL YIELD

Corporate Cards, Global Spend Controls & 5.28% Treasury Yield in One Ledger.

Meridian Ledger unifies multi-currency commercial cards, AI-coded NetSuite & QuickBooks reconciliation, and $100M FDIC-insured T-Bill sweeps for modern CFOs.

Open a Treasury Account in 10 Min →

Calculate Your Yield & Cashback

✓ $100M FDIC Sweep Network · ✓ 1.75% Flat Cashback · ✓ Sub-Day ERP Close

MERIDIAN WORLD ELITE COMMERCIAL // ACTIVE TREASURY VAULT

$4,850,000.00 Swept in 4-Week US T-Bills · +$701.58 Accruing Daily (State Tax Exempt)

LIVE MULTI-CURRENCY TREASURY & CORPORATE CARD ENGINE

MERIDIAN WORLD ELITE COMMERCIAL

Meridian Sovereign Card

1.75% CASHBACK

4892 •••• •••• 9041

Monthly Spend / Cap

$142,800 / $250,000 / mo

Auto-Rebate Earned

$2,499 / mo (1.75%)

US SOVEREIGN TREASURY VAULT

$4,850,000

5.28% APY

BNY Mellon / JPMorgan Sweep ·CUSIP 912797

Annualized Treasury Yield

+$256,080/yr

Real-Time YTD Accrued

$209,986.00

AUTOMATED POLICY ENGINE & ZERO-TOUCH ERP RECONCILIATION

SETTLED$18,420.00

Amazon Web Services (us-east-1)

AUTO-APPROVED // Within $25k DevOps Cap

GL-6120 · NetSuite Synced (0.4s)

SETTLED$9,600.00

Anthropic PBC — Enterprise API

AUTO-APPROVED // Receipt Matched via OCR

GL-6145 · NetSuite Synced (0.3s)

PREVENTED$1,800.00

Duplicate SaaS Seat — Figma Org

BLOCKED BY POLICY // Duplicate License Detected

RULE-09 · Saved $1,800.00 Waste

YIELD+$21,340.00

US Treasury 4-Week T-Bill Sweep

YIELD CREDITED // 5.28% APY Monthly Dividend

GL-4910 · Treasury Income

✓ Up to $100M FDIC Sweep Network✓ Direct Custody T-Bills✓ SOC2 Type II & PCI-DSS Level 1

Run Custom Treasury & Spend Audit →

TREASURY SWEEP ENGINE · 5.28% APY

Automated Daily Treasury Sweeps

Sweep idle operating liquidity into 100% US Treasury-backed custody accounts with same-day wire and ACH liquidity.

MULTI-CURRENCY CORPORATE CARDS

Zero FX Markup & Granular Spend Policies

Issue virtual and physical USD, EUR, and GBP corporate cards with pre-spend vendor locks and 1.75% uncapped cashback.

REAL-TIME ERP RECONCILIATION

Sub-Day Close with NetSuite & QuickBooks

Match receipts, POs, and GL codes automatically at the moment of swipe—cutting monthly finance close by 6.5 days.

● INTERACTIVE TREASURY & SPEND WORKBENCH // 3-VARIABLE CFO MODEL

Corporate Treasury Yield & Spend Savings Simulator

Model your exact annualized US T-Bill yield delta, 1.75% corporate card cashback, and automated ERP close savings against legacy commercial banks.

BENCHMARK RATE: 5.28% US T-BILLS + 1.75% REBATE

01. Operating & Treasury Cash Balance$3,500,000

$250K Seed$5M Series A$25M+ Growth

02. Monthly Corporate Card & AP Spend$150,000 / mo

$20K / mo$250K / mo$1.5M / mo

03. General Ledger & ERP Integration

Oracle NetSuite OneWorld · 99.4% Multi-Entity GL Auto-Match

PROJECTED ANNUAL NET P&L UPLIFT+2.9 MO NON-DILUTIVE RUNWAY

+$286,550/ year

Net Treasury Yield Delta (5.28% vs 0.45%)

+$169,050/yr

Corporate Card Rebate (1.75% Flat)

+$31,500/yr

Duplicate SaaS & Price-Creep Blocked

+$57,600/yr

6.5d Faster Month-End Close

+$28,400/yr

Lock In Your Custom Treasury & Card Benchmark →

Zero platform fees · Same-day KYB onboarding · State-tax-exempt US Treasury custody

VERIFIED CFO OUTCOMES · BENCHMARKED ON MERCURY, RAMP & STRIPE

How High-Growth Finance Teams Turn Idle Operating Cash Into Net Margin.

SERIES B CLOUD INFRASTRUCTURE · $14M TREASURY

Vektor Systems Added $739,200 in Risk-Free Annual T-Bill Yield While Cutting Month-End Close to 6 Hours.

By migrating from legacy commercial checking to Meridian’s automated overnight sweep and OCR policy rules, Vektor eliminated 19 duplicate SaaS licenses in 30 days.

Read Vektor CFO Case Study →

GLOBAL AI LAB · 180 VIRTUAL & PHYSICAL CARDS

Helix Compute Saved $184,000 in Cross-Border FX Fees Across USD, EUR & GBP Vendor Settlements.

Granular department-level spend caps and instant NetSuite GL-code mapping gave Helix’s finance team real-time burn telemetry across 4 international subsidiaries.

Read Helix CFO Case Study →