SPEND GOVERNANCE

Eliminating Silent 14% Annual SaaS Price Creep With Pre-Renewal Card Controls

Nadia Al-Mansoor · Product Lead, Spend AI

3.2% of Total Annual Spend Reclaimed

Auto-renewing enterprise software contracts quietly inflate 11–18% per year when paid on shared executive corporate cards.

Assigning one virtual card per SaaS vendor with a hard 102% ceiling of prior-period invoice amount automatically pauses unauthorized seat expansions and triggers a 30-day procurement renegotiation alert.

01 // MERIDIAN LEDGER

Automated US Treasury T-Bill sweeps (5.28% APY), 1.75% corporate card rebates, and bi-directional NetSuite & Intacct reconciliation.

Same-Day Corporate KYB →

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